Casharchy vs Rocket Money
Rocket Money is built to find subscriptions and lower bills. Casharchy is built to show what your checking account will hold on every date ahead, with budgets, investments and debt in the same place.
Side by side
| Feature | Casharchy | Rocket Money |
|---|---|---|
| Price | Free by hand. $8 a month or $80 a year (2 months free) adds bank sync and the AI tools. | Free tier; Premium is pay-what-you-think-is-fair, $7 to $14 a month; Premium+ $15 a month (source) |
| Budgeting | Monthly category budgets that already count the bills you’ve forecast. | Category budgets; a few on the free tier, unlimited on Premium (source) |
| Balance forecast | Your checking balance on every future date, day by day. | Payday View: bills due before your next payday and a safe-to-spend amount, in the app (source) |
| Investments | Every holding across your accounts, measured against targets you set. | Linked account balances in Net Worth (Premium) (source) |
| Debt payoff | A payoff schedule for each mortgage, loan and card. | Debt balances in Net Worth (Premium) (source) |
| Platforms | Web, including on your phone. | iPhone and Android; the web app is Premium (source) |
Rocket Money details from its own site, checked October 19, 2026.
Switching from Rocket Money
Casharchy reads Rocket Money’s CSV export as it is: your custom names, categories and ignored rows come across, and duplicates are skipped. Export it from Rocket Money Premium under Transactions → Export (source), then in Casharchy open Spending → Add Transaction → Paste CSV (bulk import).
Rocket Money is a trademark of its owner, named here only to identify the product. Casharchy is not affiliated with it.
Try it with your own numbers
Free when you enter figures by hand. Bank connections through Plaid and the AI tools are $8 a month, or $80 a year (2 months free). No card needed to start.