# Casharchy > Casharchy is a US household money app on the web. It forecasts your checking balance on every future date and keeps budgets, investment accounts measured against targets you set, debt payoff, net worth, a 2026 federal tax worksheet and long-term projections in one place. It is a record-keeping and forecasting tool, not financial, investment or tax advice: it never moves money, places trades or suggests what to buy or sell. ## Plans - Free: every tab, with figures you enter yourself or import from CSV; reports and encrypted backups. No AI tools. No card and no time limit. - Paid: $8 a month, or $80 a year (two months free), founder's price. Adds read-only connections to US bank, card, brokerage and loan accounts through Plaid, a daily sync, the Bank Inbox and the AI tools (Optimize, statement and paycheck imports, duplicate review; 50 requests a day). ## Data and privacy - Bank sign-ins go to Plaid, never to Casharchy; access is read-only. - Casharchy does not sell or rent personal data or use it for advertising. - Every account can download an encrypted backup and delete itself in Settings. ## Pages - [Home](https://www.casharchy.com/) - [Pricing](https://www.casharchy.com/pricing) - [How it works](https://www.casharchy.com/about) - [Features](https://www.casharchy.com/features) - [Cash](https://www.casharchy.com/features/cash) - [Spending](https://www.casharchy.com/features/spending) - [Brokerage](https://www.casharchy.com/features/brokerage) - [Debt](https://www.casharchy.com/features/debt) - [Net Worth](https://www.casharchy.com/features/net-worth) - [Federal Tax](https://www.casharchy.com/features/federal-tax) - [Projections](https://www.casharchy.com/features/projections) - [Compare](https://www.casharchy.com/compare) - [Casharchy vs Rocket Money](https://www.casharchy.com/compare/rocket-money) - [Casharchy vs Dollarwise](https://www.casharchy.com/compare/dollarwise) - [Security](https://www.casharchy.com/security) - [Privacy](https://www.casharchy.com/privacy) - [Changelog](https://www.casharchy.com/changelog) ## Contact - support@casharchy.com